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By Jacob Baum
June 06, 2013

Flo's Fabulous big FOOD TRUCK Contest

  Hey food truck pals… As the premier insurance agency specializing in protecting Mobile Food Trucks, we're excited to share with you some great news! Flo is doing it again (with a little help from her sponsor of course - Progressive Commercial). And this time it’s very BIG… Like Five Thousand Dollars BIG! (Yes $5,000) Let’s not kid ourselves. Everyone loves a good competition… especially a food competition! And now you can become a contestant in the competition and get all your family friends, Facebook fans, Twitter followers, Bloggers to not only root for your winning, but they actually get to cast their vote too… So, the question is: What Would You Do With The $5,000? Don’t answer me. Just submit a Photo of your truck with a description of what you would do with the $5,000. Share it, post it, Pin it.. get the whole world to vote for you, and the best part… you don’t have to become a politician to ask for their vote. They already love your food, so now they get to voice it as well. It’s a WI ...
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By Jacob Baum
April 16, 2013

When is a good time to buy Travel Insurance?

A client called earlier today and asked: I’m traveling to Israel in September with my family, I just booked the tickets. When should I call you for the Travel Insurance? This reminds me of the guy that asked: I’m driving home my new car today, When should I Buy the Car Insurance? or… I was never sick, do I need Health Insurance? or… I paid off my mortgage, do I still need my Home Insurance? The answer to all the above is probably the same.. No need… Just buy it 24 hours before it happens… If we would have a magic wand that predicts us exactly the future and we would trust it too.. Yea, that would be a good answer. Why pay homeowners insurance the first 15 ½ years - if the fire will only happen after 15 ½ years of ownership? Well life doesn’t work like this! Accidents do happen and it usually catches us by surprise and that’s why we need to plan ahead and help protect what’s important to us. Traveling and planning a vacation is no different. M.I. from Flatbush had a real life experience, when his family ...
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By Jacob Baum
January 31, 2013

Safety Needs Planning. Start Planning Purim Safety!

As Purim approaches, excitement fills the air.
Since it's a time of joy, celebration, gifts and friendship, then why is it that so many of us have a memory of someone who is feeling sick and/or out of control and even ends up in the ER?
I haven't done a scientific research on this so feel free to correct me if I'm wrong. It's probably a teenager or a young adult who did not start out his Purim with the intention of getting drunk and/or out of control. In a teenager's mind (and maybe some adults too {rightfully so!}) Purim Equals Fun! It's part of the festive spirit of the Purim holiday. Let's not change this! Lets keep Purim fun! But once the safety factor is missing it's no longer fun!
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By Jacob Baum
January 13, 2013

Watch Out For Olive Oil Cheats (And Avoid Balck Smoke From The Walls Of Your Home)

We have so many good uses of the ‘Olive Oil’. We're told that olive oil, a key component of the so-called Mediterranean Diet, is good for our health. But did you know that, possibly more than any other food, what it says on the label is not always what's in the bottle? Here is what got me thinking;
This past Chanukah, by the 7th night, I've ran out of my regular brand of olive oil that I was using to light the oil lamps of the menorah.
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By Jacob Baum
August 26, 2012

Is 'Car Insurance' Really A Must?

Some people think, 'Car Insurance' is just another big government bureaucratic control of our lives. (If you don’t feel so, I’m not talking to you, please skip these lines). I know you’re out there, since I occasionally get a call from one of you: "Hey, I need a car insurance quote… I’m looking for the cheapest coverage, ‘just’ minimum".  Here is what I would suggest you need to do. Learn the case of Katie Fisher; read the details and think about it... You might change your opinion about 'Car Insurance'! First, let me start out by expressing my deepest sympathy and condolences to the Fisher family. I don’t know them, but I do know this, Katie was very lucky being surrounded with such a loving and caring family.  Here is in a nutshell of what happened. In June of 2010, 24 year old Katie Fisher was killed in tragic car crash in Baltimore, Maryland. She was driving her Honda Insight on Calvert Street while passing the intersection of W 28th St., w ...
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By Jacob Baum
August 15, 2012

How can you enjoy this Sunday, create great memories, without leaving Brooklyn or breaking the bank?

Kids friendly-Great summer outdoor fun, delicious food, support your local community... Each one of these, deserves a round of applause by itself. Having all of the above together in Brooklyn on a Sunday in August? This must be the Prospect Park Food Truck Rally! Like every other 3rd Sunday of the month in the summer, this Sunday August 19th, at 11:00 am, 16 of New York City's best kept secrets will be rolling in to Grand Army Plaza at Prospect Park in Brooklyn and open it's doors (or in this case 'windows') to serve their delicious cuisine and deserts to hungry New Yorkers (from 11:00 am to 5:00pm). This great rally is organized and brought to you by the Prospect Park Alliance & the NYC Food Truck Association. With AccuWeather.com predicting a nice, partly sunny Sunday at a high of 79° start planning your Sunday now. Bring your family, tell your friends and spread the word. Shlep along a towel to make a great picnic area on the grass, and bring along your camcorder. You will captur ...
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By Jacob Baum
August 08, 2012

Workers’ Compensation Insurance Requirements for Mobile Food Trucks & Ice Cream Trucks in New York

As a Food Truck owner in New York or an Ice Cream Truck owner, you should know and be familiar with the Workers' Comp Insurance requirements. According to the New York State Workers’ Compensation Board, Workers’ Comp Insurance might be required for your truck but not for the truck parked next to you at commissary, and here is why; If you own your own Ice Cream Truck or Mobile Food Truck, and you are a one man operation, operating under your own permit and license, you’re not considered to be an employee. You’re an owner operator. Workers’ Comp Insurance in NYS might not be required. If your truck is part of a fleet or franchise even if you own your truck, depending on the circumstances, you might be considered an employee and the Workers’ Comp requirement will apply. This might vary from case to case, make sure you’re familiar and ask a trusted insurance professional that is familiar with mobile food and ice cream truck industry. If you own multiple trucks, or ev ...
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By Jacob Baum
June 06, 2012

Food Truck Lot in Long Island City, Queens is Reducing Service

The LIC Food Truck Lot posted on their FB page, that they’ll be reducing service at the lot to 1 or 2 days a week (www.facebook.com/LICfoodtruckLOT).  As business will improve, they’ll increase it accordingly. I’ve to admit, I saw this coming! As a specialist in protecting the Mobile Food Truck Business in NY & NJ, we have a lot of friends and clients in the Mobile Food Truck and Ice Cream Truck business. They all have smart phones and know how to use it. I was down at the lot the other day… rain was on and off, no trucks in sight. OK. However, I did get to meet some other friends in their food trucks serving customers; at their usual spots around Queens (they had lines with umbrellas). Here is what the LIC Food Truck Lot vendors should have and could still improve… It’s simple: Keep your customers informed. Bad whether happens, everyone understands. From a business point of view, it’s not worth for the driver to come down to the Food Truck Lot on ...
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By Jacob Baum
June 06, 2012

Strauss Discount Auto Repair Shops Shuts Doors While Cars Are Kept Locked Up

If you live in the Tri-State area you probably have seen a Strauss Auto repair shop before. If you had your car at any of their 45 repair shops over the last couple days this might not be a shock to you (maybe it is). Strauss Auto shuts down the rolling gates and files for Chapter 11. If your car was in the shop while this happened earlier this week, you’re probably out of luck, trying to figure out how to get your car back. Join the club.. on their website the only info is: “Our Customer Service Number Is...” Calling that number doesn’t help you much (at least for now) It asks you to leave a message. One of our clients are in this situation, she drove by the shop and gates are down, only a poster on gate stating that shop is closed and giving the same phone number as the website. I did contact a store owner right a cross the street and asked him to notify us if he notices any human activity at the site. This might be a good idea to do if you’re in a similar situation. If ...
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By Jacob Baum
April 17, 2012

Win up to $1000 in the Progressive Postscript photo contest

Are you a fan of boats, bikes, RV's, ATV's or personal watercraft? Progressive Insurance is offering an easy way to share your favorite outdoor pics online to win $50-$1000 gift cards through their PostScript photo contest. Simply upload your favorite pic and a short description, and you’re eligible for a chance to win a $50 gift card each week of the contest. Encourage your friends and family to vote for your entry for a shot at winning the $1000 grand prize, awarded to the most popular pic. No purchase necessary, so your friends can enter for their own chance to win! Use promo code 0138 when entering for an additional chance to win from Choice Insurance Agency. 
 

 

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